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BIC compensates over 800 million VND to a customer in Bac Ninh

Mr. Vu Khac Sinh insured the eleven-month loan at BIDV Kinh Bac branch with BIC Binh An. On 16 October 2016, Mr. Sinh had a motorcycle accident and die on the way to hospital. Immediately after the accident, BIDV Dong Bac Insurance Company (the issuer of his policy) visited his family to console them and guide his family to implement the necessary procedures to be compensated as prescribed.

The total payment to Mr. Sinh's family is VND 821,454,795. Specifically, BIC, on behalf of the customer, pays all outstanding balance (both principal and interest) of VND 806,454,795 at the time of insurance event for BIDV Kinh Bac Branch. In particular, as new benefits of BIC Binh An added from April 2016, BIC will support Mr. Sinh's family to pay interest arising during the pending settlement of claims under the credit contract signed by Mr. Sinh with Kinh Bac BIDV Branch and pay an allowance of funeral cost of VND15,000,000. Mr. Sinh's family got surprised at the compensation received from BIC and expressed their appreciation for BIC's concern and support during their time of loss.

The individual borrowing insurance product - BIC Binh An - has been developed jointly by BIDV and BIC since 2009 and continuously upgraded and improved to suit the needs of customers. Especially, since 2016, many new and attractive benefits have been added. Accordingly, with the same premium, customers will receive additional benefits including: payment of up to 100% of the sum insured, which is up to VND 200 million, in case of illness; Coverage for specific diseases such as cancer, blood pressure diseases, cardiovascular diseases, or blood regeneration related diseases including dialysis, blood transfusion, hemodialysis; Allowance of hospital costs due to accident and funeral cost. For customers as loan borrowers at BIDV, BIC Binh An has long been a reliable financial solution for their peace of mind against the risks in life. For the banking system, BIC BinhAn is a solution for capital preservation against the risks of default by customers.

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